Metlife has been piloting insurance kiosks at Walmarts in a few states
“The initial screen requires the user to select from three options based on whom they are buying coverage for – themselves, a family member or as a gift. The next screen offers policies for four age groups – 18-44, 45-54, 55-59 and 60-65. Once the user selects the appropriate age group, the following screen presents two coverage amount options. Based on their inputs, the system notifies the user of the annual rate for their term policy and which color policy package to grab from the kiosk display.
The user then locates their designated colored box on the kiosk display, which contains a prepaid $5 card for the policy amount, and scans it at the store checkout. Once paid, the individual must call the firm to answer six health questions, with no medical exam required. If approved, individuals can activate the term life policy for a full year. Those who don't qualify can get a refund at Walmart."